E. M. Baby General Finance India Pvt. Ltd. - a registered Non-Banking Finance Company (NBFC). Being Head quartered in Kattappana, it has 12 branches scattered at locations like Kattappana, Kattappana HBC, Kottayam, Upputhara, Annakara, Nedumkandom,Adimaly, Rajakumary, Chappath, Kumily & Elappara. The regional office is situated in Kottayam. Now, it has become a well established financing institution in Kerala. Gold Financing is chosen as one of our main business activities taking place in our Financing Company.